Easy, Simple Financing

FTL Finance provides an easy, simple financing product for both the consumer and the contractor. Financing is an excellent option to allow consumers to purchase better, more efficient equipment, reserve their credit capacity and have a quick solution for an emergency. Choose FTL Finance for Easy, Simple Financing.

FTL Finance offers convenient fixed interest rate financing for residential HVAC (heating, ventilation, and air conditioning) equipment purchases. Our outstanding customer service provides rapid turnarounds and fair evaluations of entire credit histories, not just score.

FTL Finance specializes in lease financing of HVAC equipment for residential properties since 1996. By working with contractors across the country we have built a rapid response financing system customized to your needs.

How It Works

FTL Finance specializes in the financing of consumer HVAC equipment. FTL Finance approves the consumer’s credit application; then the contractor can schedule the installation. We will pay the amount financed to the contractor directly when the installation is complete. The consumer will then receive billing information from FTL Finance. The consumer will contact us directly for all billing related customer service.


What We Finance

All Equipment MUST have a model and serial number:

  • Furnaces

  • Air Conditioners

  • Condensers

  • Coils

  • Air-Handlers

  • Heat Pumps

  • Generators

  • Oil-Burners

  • Wood Furnaces/Pellet stoves

  • Electrical Panels

  • Humidifiers

  • Boilers

  • Water Heaters

  • Tankless Water Heaters

  • Water Filtration Systems

  • Geothermal Systems

  • Solar Panels

  • Zoning Equipment

FTL Finance can finance your service only projects such as ductwork, duct cleaning, insulation and small plumbing projects up to $12,500 without a model and/or serial number.

If you do not see the HVAC equipment you want to finance, please call 800.981.9032


Fill out the form below to get in touch with a Red Apple Air Customer Representative to learn more..

Red Apple Air is Southern California's only Built To Last™ Installs.

We service, repair and install heating and air conditioning systems for residential and commercial properties. Serving Torrance, Manhattan Beach, Rancho Palos Verdes, San Pedro, Harbor City, Marina Del Rey, Redondo Beach, Long Beach, and surrounding areas since 2004.

Contact Us 

(310) 532-0522


25914 Senator Ave. Harbor City, CA 90710



Hours of Operations

Monday-Friday - 7:00 AM - 7:00 PM

Saturday - 8:00 AM - 5:00 PM

Sunday - Closed

CSLB# 991607

Heating Company Manhattan Beach | Red Apple Air | United States

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